ZARAI TARAQIATI BANK LIMITED CAREER OPPORTUNITIES

ZTBL, a 'AAA' rated renowned specialized financial institution with a wide network of over 500 Branches all across the country is inviting applications from energetic and challenge-oriented professionals with proven track record and capacity to perform as a catalyst for transformation in a challenging environment. The individuals who fulfill the basic eligibility criteria may apply for the positions:

Head Project Unit SAM (Islamabad) AVP-I/ AVP (No. of Position-1)

Experience: Minimum 08 years' experience in Bank/ Financial Institution.

Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/ International).

Job Responsibilities:

• Develop and implement Region-specific strategies for Recovery of the bank portfolio (Projects + Overdue + Infected)

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Develop and implement strategic plan to maximize recovery and ensure regulatory compliance of branches under jurisdiction.

• Supervise field teams and ensure timely follow-up on defaulted accounts.

Proactively identify and assess risks associated with delinquent accounts.

Knowledge of recovery procedures and regulations

• Presentation of Loans Portfolio to Management

Ability to liaison with Divisions/ departments and have excellent communication skills

• Coordinate with legal for cases under litigation, including recovery through courts or other legal means.

• Any other task assigned by the Management.

Regional Manager Recovery (Interior Sindh/ Baluchistan) VP-I/VP (No. of Positions-1)

Experience: Minimum 10 years' experience in Bank/ Financial Institutions Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/ International).

Job Responsibilities:

• Develop and implement region-specific strategies for recovery of Overdue + Infected portfolio

Develop and implement strategic plan to maximize recovery and ensure regulatory compliance of branches under jurisdiction.

• Supervise field teams and ensure timely follow-up on defaulted accounts.

• Conduct regular field visits of customers with overdue loans and infected portfolio to secure Recovery/ collection.

•Follow-up overdue accounts and initiate timely recovery actions as per regulatory and bank guidelines.

• Coordinate with legal for cases under litigation, including recovery through courts or other legal means.

• Track record of managing recovery at Regional/ Area level

• Liaise with local administration and law enforcement agencies

• Knowledge of recovery procedures and regulations

• Train and build capacity among branch staff on recovery procedures and early warning systems.

• Any other task assigned by the Management.

Head NPL Monitoring VP/SVP-I/SVP (Interior Sindh/ Baluchistan) (No. of Position-1)

Experience: Minimum 10 years' experience in Bank/ Financial Institution. Qualification: Minimum Bachelor degree from HEC recognized Institute/University (National/International).

Job Responsibilities:

• Monitor overdue accounts and initiate timely recovery actions as per regulatory and bank guidelines.

• Develop and implement strategies for recovery of Overdue + Infected portfolio

• Develop and implement strategic plan to maximize recovery.

Supervise field teams and ensure timely follow-up on defaulted accounts.

Conduct regular field visits of customers with overdue loans and infected portfolio to secure Recovery/collection.

• Proactively identify and assess risks associated with delinquent accounts.

• Coordinate with legal for cases under litigation, including recovery through courts or other legal means.

• Liaise with local administration and law enforcement agencies

• Train and build capacity among branch staff on recovery procedures and systems.

• Monitoring and Implementation of Strategic Plan

• Ensure compliance with relevant laws, regulations, and industry standards related to infected portfolio and stay updated on regulatory changes

• Knowledge of recovery procedures and regulations

Any other task assigned by the Management

-: Eligibility/Ineligibility Criteria :-

Maximum age limit for SVP-I/SVP 55-years, VP-I/VP 50-years and AVP-I/AVP 45-years as on closing date to apply.

> Market competitive remuneration will be offered.

➤ The applicant must possess excellent communication, analytical, interpersonal, adaptability and teamwork skills.

➤ Applicant convicted by any court of law are not eligible to apply.

> ZTBL is an equal opportunity employer, females and PWDs are encouraged to apply.

➤ Only short-listed candidates will be called for interview. No TA/DA shall be admissible for interviews.

➤ Interested candidates may apply online through website: https://www.ztbl.com.pk/jobs till 15th February 2026. Only online submission of application within due date will be accepted. ➤ The Bank reserves the right to accept or reject any application(s) without assigning any reason(s) thereof

For any related query, please contact Head (Recruitment & Selection), ZTBL, Head Office, Islamabad @ 051-9252724

ZTBL




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